ConnectPay

ConnectPay is an Electronic Money Institution offering a complete embedded finance platform for online businesses. Instead of stitching together multiple banking and payment providers, companies integrate one set of APIs to manage IBAN accounts, send and receive payments, issue debit cards, and access merchant services under a single account.

Key features:

• IBAN accounts: open and manage individual IBAN accounts for customers, often onboarded automatically in seconds

• Payments and merchant services: accept and send payments through unified APIs

• Debit cards: issue cards as part of the embedded finance stack

• Compliance handled for you: KYC, AML, and other regulatory procedures are managed by ConnectPay

• Banking as a Service (BaaS): built for platforms and marketplaces that want to embed financial services directly into their product

ConnectPay is based in Lithuania and works with fintechs, marketplaces, and platforms across Europe looking to scale without managing banking infrastructure themselves.